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Aeropay is a financial technology company based in Chicago, Illinois, founded in 2017 by Daniel Muller. It focuses on transforming payment processes through open banking and account-to-account (A2A) solutions, positioning itself as "America's pay-by-bank network." Aeropay aims to simplify payments for businesses by offering a secure and cost-effective alternative to traditional credit card processing and cash transactions. The company provides a range of digital payment products that facilitate both Consumer-to-Business (C2B) and Business-to-Business (B2B) transactions. Key services include a pay-by-bank option that allows customers to link their bank accounts for direct transfers, a comprehensive payments platform for in-store and online transactions, and a payouts service for efficient fund distribution. Aeropay targets various industries, including cannabis, gaming, non-profits, and small to medium-sized enterprises, helping them reduce transaction costs and improve cash flow.