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Agora Data, Inc. is a consumer fintech and financial technology company based in Arlington, Texas, founded in 2017. The company focuses on transforming auto financing for subprime, non-prime, and Buy-Here-Pay-Here (BHPH) markets. Agora Data provides advanced AI-driven analytics, capital solutions, and a peer-to-peer exchange marketplace to support auto dealers and finance companies. The company's mission is to empower car dealers to operate as finance companies by offering technology, capital, and guidance for predictable loan performance. Agora Data's core platform utilizes predictive loan technology and analytics, trained on extensive historical data, to enhance risk management. Their services include AgoraTrade, a cloud-based marketplace for direct transactions of auto loans, and AgoraCapital, which provides dealers with access to cash for growth. Agora Data also offers integrated tools for real-time data insights and portfolio optimization, and has recently expanded into powersports financing.