Alloy

New York, New York, USA · ≈370 employees · alloy.com

Alloy is a prominent American fintech infrastructure company that specializes in identity verification, fraud prevention, and risk management solutions for financial institutions and fintech enterprises. Founded in 2015 and headquartered in New York City, Alloy operates as a SaaS platform, providing an API-driven identity command center. The company aims to address identity risk challenges for banks and fintechs, enabling them to automate onboarding, monitor transactions, and enhance credit and compliance decisions. Alloy offers a comprehensive platform that integrates various services, including identity verification, fraud detection, credit decisioning, and compliance management. Its solutions utilize over 85 open data sources and advanced AI technology to deliver real-time identity risk scoring and continuous monitoring. With a client base of over 800 leading financial institutions and fintechs, Alloy is recognized for its scalable and secure identity risk management solutions, supporting organizations in more than 40 countries.