Caramel

Dover, Delaware, USA · 51-200 employees · caramelpoint.com

We build AI and blockchain systems for organizations: banks, fintechs, insurers, and energy companies. We work end-to-end, across four layers: - Advisory — AI and digital asset strategy, CTO-as-a-Service, data diagnostics, and roadmaps built on real business cases. - Architecture — Enterprise architecture, scalable platform design, and transformation toward Banking as a Service models. - Build — Agents, RAG systems, core integrations, payments and compliance infrastructure. Delivered by senior teams. - Run — Operations, governance, FinOps, and knowledge transfer to your team. The goal is always that you can run it without us. - Riel — Our compliance and crypto payments platform for banks. It lets regulated institutions operate stablecoins and digital assets within each country's regulatory framework. What sets us apart isn't the stack. It's that we understand regulated business: how a risk committee actually moves, what a regulator will ask for, and why 80% of AI projects never reach production. We operate from Uruguay, Argentina, and Peru. In our first 8 months we grew to 60 engineers working with clients across banking, energy, and healthcare throughout the region. If you're taking AI or digital assets to production in a regulated environment, let's talk.