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Certificial is a Smart COI (Certificate of Insurance) platform based in Holly Springs, North Carolina, founded in 2019. The company focuses on modernizing insurance verification by utilizing real-time data to ensure businesses maintain continuous and compliant coverage. Its patented Smart COI Network connects directly to agent management systems, allowing for automatic updates of insurance certificates whenever policy details change. The platform offers a range of services, including COI Tracking, COI Issuance, and compliance management. Key features include the Smart COI Platform, which replaces static PDFs with continuously updated coverage data, and EndorsementIQ, which manages policy endorsements in real-time. Certificial also provides an Insurance Tracking API for seamless integration with other business systems and real-time alerts for coverage changes, helping organizations mitigate risks and ensure compliance. The platform serves various stakeholders, including insurance agencies, large corporations like Amazon, and independent businesses, streamlining COI workflows and reducing costs.