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Constant AI
Constant AI is a fintech company based in Portland, Maine, focused on enhancing credit union loan operations through agentic AI. The company automates complex loan servicing and hardship relief processes within digital banking platforms, aiming to make financial services more accessible and efficient. As a minority- and woman-owned business, Constant AI operates as a Credit Union Service Organization (CUSO), aligning its governance with the credit union movement. The company offers a cloud-native, API-first technology platform that integrates directly with core banking systems. Key offerings include Nia™, an AI agent that automates the Skip-A-Pay process, and Zero Manual Processing™, which handles routine loan requests without staff intervention. Additionally, Constant AI provides a client admin portal and features for members to manage loan operations online, as well as an AI-powered platform for hardship relief automation. Their solutions are designed for credit unions and community banks, helping to reduce operational costs and improve customer service.
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$3M