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Cowbell is a technology-driven insurance company founded in 2019, specializing in adaptive, AI-powered cyber insurance and preventive cybersecurity services for small and medium-sized enterprises (SMEs) with revenues up to $1 billion. Headquartered in Pleasanton, California, Cowbell operates globally with a workforce of around 160 employees across the US, UK, Canada, India, and Australia. The company offers standalone cyber insurance with coverage limits up to $5 million, and up to $15 million through its agency arm. Cowbell's unique approach includes continuous underwriting, allowing coverage to evolve with the customer's risk profile. Their platform provides rapid policy issuance, preventive cybersecurity services, and risk management tools to help SMEs mitigate cyber threats. Cowbell serves nearly 30,000 commercial customers, focusing on delivering understandable protection that enhances business operations.