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DESAISIV is an InsurTech B2B company offering a state-of-the-art AI SaaS for health and life insurers. DESAISIV product considers tens of thousands of features and billions of data points extracted from insurers' information systems and other external sources of data to optimize insurance underwriting. DESAISIV product reduces insuranceloss-ratio by predicting forthcoming developing diseases, optimizes underwriting by altering insurance policies according to the bespoke data-driven personalized risks, and offers population health insights with suggestions regarding treatment plans.