Earlytrade

Denver, Colorado, USA · ≈53 employees · earlytrade.com

Earlytrade is a global fintech company that specializes in B2B early payment solutions and working capital management, primarily for the construction industry. Founded in 2016 by Guy Saxelby and Piers Symons, the company operates a supplier-driven marketplace that connects general contractors with subcontractors and suppliers, facilitating faster payments and improved cash flow. The platform allows suppliers to voluntarily request early payment on approved invoices, providing them with access to capital at lower rates than traditional bank financing. Earlytrade's services include a dynamic discounting marketplace, progress claim management, and working capital solutions tailored for construction. The company has also integrated Agentic AI to enhance payment processing and optimize working capital management. Headquartered in Haymarket, New South Wales, Australia, Earlytrade has expanded its operations to several countries, including the United States, Canada, and the United Kingdom, serving a network of over 130,000 subcontractors and suppliers.