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Finmo is a fintech company based in Singapore that provides a Treasury Operating System (TOS) for global financial technology firms and mid-market businesses. Founded in 2021, Finmo offers a unified platform to manage payments, cash liquidity, foreign exchange risk, and financial reporting. The company has raised $27 million in funding from notable investors such as PayPal Ventures, Quona Capital, and Citi Ventures. The Finmo platform enables businesses to collect payments and execute transactions in over 180 countries. It offers real-time visibility into cash flow, automates hedging for foreign exchange risk, and ensures compliance with financial regulations across multiple markets. Finmo primarily serves CFOs and finance teams of multi-entity businesses, providing them with a single command center for treasury operations. The company is licensed and regulated by central banks globally, including as an Authorized Electronic Money Institution in the UK.