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Finzly is a financial technology company based in Charlotte, North Carolina, founded in 2012. It offers a cloud-based operating system designed for banks to manage payments, accounts, international banking, and digital asset services. The company provides a parallel infrastructure platform that enhances a bank's core system, allowing financial institutions to modernize operations and launch new services efficiently. The primary product, BankOS, is an API-enabled platform that supports various solutions, including a multi-rail payment hub, foreign exchange services, digital banking experiences, and compliance tools. Finzly has established itself as a leader in payments technology, being one of the first to implement the FedNow service. The company serves a diverse range of customers, including banks, credit unions, fintechs, and corporate businesses, helping them innovate and operate in a connected financial ecosystem.