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Hyperlayer is a programmable banking platform based in London, United Kingdom. Founded in 2023, it evolved from the consumer app HyperJar, which launched in 2016. The company focuses on helping banks, wealth managers, and asset managers design, launch, and govern financial products quickly, minimizing transformation risks. The core offering of Hyperlayer is a real-time, multi-directional rules engine that integrates with existing banking and payment infrastructures. This technology enables financial institutions to launch new products in weeks, enhance customer engagement, and streamline services. Key features include programmable banking, advanced account capabilities, automation and personalization, and digital wallet technology. Hyperlayer collaborates with global Tier 1 financial institutions and prominent wealth and asset managers to deliver innovative financial solutions.