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Jelou AI is a conversational artificial intelligence platform that specializes in transactional AI within messaging applications. Founded in 2017 by Luis Loaiza and Alberto Vera, the company is headquartered in New York, with a significant presence in Guayaquil, Ecuador. Jelou AI operates in 13 countries, serving over 500 clients and employing around 90 to 110 people. The company focuses on unifying mobile applications, chatbots, and legacy systems into a multi-agent AI ecosystem. Its services include enabling complex financial workflows like payments and identity verification directly within chat interfaces such as WhatsApp. Jelou AI has facilitated over $100 million in financial transactions and offers a range of products, including the Jelou Brain platform for creating AI agents and an upcoming Brain OS to enhance its infrastructure. The company primarily serves banks, fintech startups, insurance companies, and large retailers, aiming to improve customer interactions through automated workflows and secure digital services.