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Onlayer
Onlayer is an AI-powered TechFin infrastructure platform founded in 2019 and headquartered in Ankara, Turkey. The company operates in 12 countries, including the UK, UAE, and Saudi Arabia, and serves over 90 institutions, including acquiring banks and some of the Global Top 100 firms in EMEA and APAC. Onlayer focuses on unifying the merchant lifecycle for banks, payment service providers, and fintechs, helping them mitigate risk, automate compliance, and drive growth. The platform offers a modular system that includes automated merchant onboarding, continuous risk monitoring, real-time fraud detection, and automated compliance with PCI-DSS and AML regulations. Onlayer's tools provide actionable insights for revenue intelligence and vendor-risk assessments, all from a single interface. The company is led by Co-Founder & CEO Kivanc Harputlu, Co-Founder & COO Tunç Yıldırım, and CTO Emre Aydin, and employs between 17 and 50 people globally.
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