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Oscilar is a fintech company based in Palo Alto, California, founded in 2021. It offers an AI Risk Decisioning™ platform, also known as the Agentic Risk Platform, designed to help financial institutions manage risks related to fraud, credit, onboarding, and AML compliance in real time. The platform utilizes agentic AI and advanced signal processing to detect anomalies and automate critical decisions quickly. The company serves a variety of clients in the financial sector, including banks, fintechs, credit unions, and digital asset services. Oscilar's solutions cover multiple risk domains, providing capabilities such as fraud detection, instant credit decision-making, real-time onboarding assessments, and compliance with anti-money laundering regulations. With a no-code interface, the platform allows users to make accurate decisions without extensive engineering support, enhancing both security and customer experiences.