Pave

Los Altos, California, USA · ≈19 employees · pavefi.com

Pave is a financial technology company focused on improving access to financial services. Its mission is to create equitable financial and credit solutions for individuals and businesses worldwide. Pave addresses the challenges faced by over 100 million underserved consumers and businesses in the US by transforming raw transaction data and credit reports into Cashflow-driven Attributes and Scores. This innovative approach helps increase financial access to new customer segments while managing risk. The company offers a comprehensive data processing and analytics service that cleans and enriches raw bank transactions and other signals into decision-ready attributes. This service enables clients to approve more qualified borrowers and reduce losses, leading to better outcomes and quicker decision-making. Pave's core product is its API, which provides processed Cashflow-driven Attributes and Scores, including the SMB Cashflow API designed for small business users. Pave primarily serves software developers, engineering teams, financial institutions, and lenders looking to enhance their financial offerings.