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PIRS Capital, LLC is a Miami Beach-based direct lender and alternative funding provider that specializes in merchant cash advances and growth capital for small and eCommerce businesses across the United States. Founded in 2012, PIRS Capital aims to provide access to capital that aligns with how businesses operate, moving beyond traditional underwriting methods. The company offers a range of funding solutions, including merchant cash advances from $5,000 to $500,000, with repayment based on future sales revenue. They also provide eCommerce-specific funding for platforms like Amazon, Shopify, and Walmart, as well as general working capital for various industries such as retail, manufacturing, and healthcare. PIRS Capital utilizes a proprietary technology platform, the PIRS Portal, to streamline the application process and management, supported by advanced credit models. With funding limits up to $5 million and terms reaching 18 months, PIRS Capital focuses on delivering fast and flexible financing options to small business owners and digital-first companies nationwide.