Setpoint

Moravia, New York, USA · ≈170 employees · setpoint.io

Setpoint is a FinTech company founded in 2021, based in Austin, Texas, with additional offices in New York and Park City, Utah. The company specializes in providing an operating system for asset-backed lending, focusing on centralizing and automating warehouse and securitization management for non-bank loan originators and lenders. Setpoint's technology streamlines funding operations, enhancing the loan sale and syndication process while improving standardization and liquidity. The company's core services include capital markets onboarding, funding fulfillment, portfolio and risk management, and automated compliance reporting. Setpoint offers products such as Capital Markets OS, Debt Capital Management, and Securitized Products Automation, which replace traditional spreadsheets with automated workflow software. Setpoint serves B2B customers in the asset-backed lending sector, including notable clients like SoFi, Citi, Wells Fargo, and Fifth Wall. The company has raised over $94 million in funding and processes between $18 billion and $50 billion in financed assets annually.

Information Technology & Services

Also: software development · automated credit workflows · compliance · asset allocation engine · securitization management · credit data integration · automated funding workflows · asset class-specific credit tools · proptech · credit infrastructure · credit facility management · credit lifecycle automation solutions

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Setpoint

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