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smeGo (formerly SME Finance, founded 2016 in Lithuania) runs an AI-driven digital lending platform and mobile app. It gives lending decisions within about an hour and offers business loans, invoice finance/factoring, leasing and revenue-based financing. Its customers are established SMEs in Lithuania, Latvia, Estonia, Finland and the Netherlands, and ticket sizes run from €10,000 to €5M. The company earns money as a non-bank lender and financier. It reports about €2.2B financed to roughly 4,500 businesses since 2016, and it won Lithuania's Fintech Awards 'Growth Story of the Year' in 2024.