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Spade
Spade is a data and AI platform focused on modern finance. It transforms unstructured transaction data into clean, verified, and structured merchant intelligence in real time. By addressing the issue of "bad transaction data," Spade enhances transactions with accurate merchant identities, categories, and geolocations, providing a comprehensive view of each purchase. The company's core offering is a unified API platform that enriches various payment types, including debit and credit card transactions, ACH, and wire transfers. Key features include transaction enrichment, real-time merchant intelligence, and transfer enrichment, all powered by a proprietary first-party dataset. Spade serves financial institutions, fintechs, and financial service providers, helping them process billions of transactions daily. Notable clients include FIS, Bilt, Mercury, and Stripe, who utilize Spade's insights for personalized rewards, accurate analytics, and innovative features. Spade is headquartered in New York, NY, and is backed by prominent investors such as Oak HC/FT and Y Combinator.
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