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Straddle is a fintech infrastructure company founded in 2023 and based in Denver, Colorado. The company specializes in account-to-account (A2A) payments, offering a modern platform that simplifies secure money movement between bank accounts. Straddle's team consists of experienced professionals in fintech, infrastructure, and risk management. The company's main offering is a unified API platform that integrates various payment functions, including customer onboarding, identity verification, open banking connectivity, fraud prevention, and real-time transaction orchestration. Straddle's flagship product, Pay by Bank, launched in June 2024, combines these features into a single API flow, enabling businesses to create secure and efficient payment experiences. Straddle supports a variety of transaction types, including one-time charges and recurring payments, and targets industries such as finance, lending, logistics, and software platforms. The company focuses on providing visibility and control over money movement while ensuring compliance and security.