The Beans

San Francisco, California, USA · ≈27 employees · join-thebeans.io

The Beans is a financial wellness platform based in San Francisco, founded in 2016. The company focuses on automating and optimizing employee cash flow through AI-powered tools and personalized financial planning. It aims to reduce financial stress, particularly in care-based industries such as healthcare, education, and nonprofits. The Beans offers a core platform that provides personalized cash flow planning, combining intelligent software for savings, debt management, and spending optimization. Its AI-powered features automate cash flow management and simplify financial tasks, helping users achieve financial success. The platform also enhances employee wellbeing and retention by addressing financial stress, which is a significant concern in the sectors it serves. With around 30 employees, The Beans has raised $9.8 million in funding to support its growth and mission of empowering users, especially from underrepresented communities, with scalable financial technology.