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Branch International is a fintech company founded in 2015, focused on providing financial services to the mobile generation in emerging markets, particularly in Africa and India. Headquartered in San Francisco, the company uses data science and smartphone data to assess creditworthiness, enabling fair financial access for underserved populations who may not have traditional banking options. The company offers a fully mobile-based digital banking platform that includes instant loans, money transfers, bill payments, and high-yield investment and savings products. Branch specifically targets the "missing middle" and unbanked individuals, including small business owners and women, to help them access capital and grow their financial well-being. With over 100 million downloads, Branch is one of the most popular finance apps globally, operating in key markets such as Kenya, Nigeria, Tanzania, and India.