Zopa
Zopa was founded in London in 2005 as the world's first peer-to-peer lending platform. It got a full UK banking licence in 2020 and now offers loans, credit cards, car finance, FSCS-protected savings, the Biscuit current account (launched June 2025) and Zopa Investments (launched November 2025). Its results published in March 2026 showed revenue of £377m, profit of £65m (up from about £34m), deposits of £6.4bn and 1.7m customers. It has raised about $1–1.2bn from investors including SoftBank Vision Fund 2, A.P. Moller Holding, IAG Silverstripe, Northzone and Bessemer, and its post-money valuation was about $1bn as of December 2024.
Funding
Every round, secondary, debt facility or acquisition involving Zopa that Lounge tracks, newest first.
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