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nbkc bank is an American commercial bank based in Overland Park, Kansas, primarily serving the Kansas City metropolitan area. Established in 1999, it has evolved from Horizon National Bank to its current name, nbkc bank, in 2015. The bank operates as a nationwide online banking institution, offering a blend of digital services and a few physical branches for customers who prefer in-person interactions. The bank provides a wide range of financial products, including fee-free personal and business checking accounts, high-yield savings options, and various lending solutions such as mortgages, pe