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PENNYMAC is a prominent U.S. residential mortgage banking and servicing company based in Westlake Village, California. Founded in 2008, it specializes in providing a wide range of home loan solutions, including mortgage origination, loan servicing, and investment management. The company operates through two main subsidiaries: PennyMac Loan Services, a leading national mortgage lender, and PNMAC Capital Management, which manages the PennyMac Mortgage Investment Trust. PENNYMAC offers various mortgage products, including conventional, FHA, VA, and jumbo loans, and serves individual homebuyers,