David Garcia
About David Garcia
David Garcia is CIO and Managing Partner at Borderless Capital, which he co-founded in 2018. Some profiles list him as CEO and Founding Managing Partner. Before Borderless, he ran what PitchBook describes as the first crypto fund in Latin America, starting in 2015.
As a founder, he co-founded Ripio, described as Latin America's largest crypto exchange. He also co-founded DineroMail, which PayU acquired, and Mentez/Paymentez, which Nuvei acquired. PitchBook lists him as a partner at 11-11 DG Partners and a board member at Ripio. It also lists past roles as a board member at Artory and an advisor to Cudos and Opulous.
PitchBook lists a degree in Marketing from Universidad Empresarial Siglo 21 and a Cryptocurrency and Bitcoin program at Draper University (2014).
PitchBook classes him as an active individual angel with 7 investments, 6 portfolio companies and 1 exit. The dated deals it lists include Kibo Finance (seed, November 2021), CoBuilders (January 2022), Folks Finance (January 2022), Artbag (May 2022), BoulderTech (April 2025) and Betterness (April 2026). Crunchbase separately lists a pre-seed investment in Toket in October 2022.
Most of the earlier names are in fintech, crypto and IT services. Deal sizes and his share of each round are not public.
His AI deal on the Lounge deals desk is Betterness, a seed round of $2.5M. The company announced it in April 2026. Betterness is a Miami company that builds agent-first infrastructure for health and wellness. It launched Bett-i, a voice-first autonomous AI life-coaching system, alongside the round.
The press release lists him among the investors and advisors, as CIO and Managing Partner at Borderless Capital. Crunchbase's record of the round credits Borderless Capital with him as the partner. A third-party profile on VC Sheet says he is interested in combining AI and blockchain. He has not published an AI investment thesis that we found.
Through Borderless Capital, his firm focuses on the Algorand ecosystem, according to VC Sheet. His personal angel deals cover a wider range: fintech, crypto, IT services and now AI-driven wellness. Most of the dated deals listed are at seed or earlier, and PitchBook records Betterness as a company already generating revenue.
We found no public statement from him about angel check size or about what he looks for in founders. Check size is therefore left out here.
- Betterness: Miami company building agent-first wellness infrastructure and the Bett-i AI life coach. Seed round announced April 2026.
- Kibo Finance: Finance company. PitchBook lists a seed round in November 2021.
- Folks Finance: Financial software company. PitchBook dates the investment to January 2022.
- Toket: Crunchbase lists a pre-seed investment in October 2022.
- BoulderTech: IT consulting and outsourcing company. PitchBook dates the investment to April 2025.
- pitchbook.com/profiles/investor/484069-69
- prnewswire.com/news-releases/betterness-closes-2-5m-seed-round-and-lau
- finsmes.com/2026/04/betterness-closes-2-5m-in-seed-funding.html
- refreshmiami.com/news/betterness-wants-your-life-coach-to-talk-back-an
- crunchbase.com/person/david-garc%C3%ADa-9b2d
- crunchbase.com/funding_round/betterness-seed--6979e0cb
- vcsheet.com/who/david-garcia
Investing activity
David Garcia appears in 1 AI deal tracked by the Lounge deals desk. The rounds are mostly Seed, with a median round size of $3M. The most recent is Betterness (Seed, $2.5M, May 2026).
David Garcia most often invests alongside Eduardo della Maggiora, Apolo Ohno, Martin Varsavsky and Carlos Domingo, and the companies they back on Lounge are mostly in AI.
Deals
Frequently asked questions about David Garcia
Has David Garcia invested in AI startups?
Yes. He is listed among the investors in Betterness's $2.5M seed round, announced in April 2026. Betterness builds agent-first wellness infrastructure and the Bett-i AI life coach.
What is David Garcia's day job?
He is CIO and Managing Partner at Borderless Capital, which he co-founded in 2018. Some profiles list him as CEO and Founding Managing Partner.
What is David Garcia's angel check size?
He has not published a check size that we could confirm. Deal amounts for his personal investments are not public.
What stage does David Garcia invest in?
His dated angel deals are mostly seed or earlier, including a seed round in Kibo Finance, a pre-seed in Toket and the Betterness seed. He has not published a formal stage policy.
What companies has David Garcia founded?
PitchBook lists him as a co-founder of Ripio, DineroMail (acquired by PayU) and Mentez/Paymentez (acquired by Nuvei). He also co-founded Borderless Capital.
Should I pitch David Garcia if I am not building on blockchain?
His Betterness investment shows he backs non-blockchain AI companies as an angel. Borderless Capital itself focuses on the Algorand ecosystem, so a founder should treat the two separately.
Is David Garcia an angel investor?
Yes. David Garcia invests personally as an angel.
What AI companies has David Garcia invested in?
David Garcia's AI investments include Betterness. The 1 round on Lounge are listed on this page with amounts, dates and co-investors.
What stage does David Garcia invest at?
In the rounds tracked on Lounge, David Garcia has invested at Seed, with a median round of $3M.
Who does David Garcia co-invest with?
David Garcia's most frequent co-investors on Lounge are Eduardo della Maggiora (1 deal), Apolo Ohno (1 deal), Martin Varsavsky (1 deal), Carlos Domingo (1 deal) and Justin Stone (1 deal).